Frequently Asked Questions
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FAQ: Bicycle Accidents In Florida, are there bicycle laws that protect people riding bikes on the road?
Cycling in Florida has proven to be potentially very dangerous. Last year alone, hundreds of bicyclists were injured in accidents with automobiles. Many of those cyclists died due to the negligence of these drivers. It begs the question: Are there […] -
FAQ: Bicycle Accidents I was injured by a defect in my bike and I want to know who can be held responsible for my injuries, medical bills and lost wages?
Cycling is not only a seriously competitive sport but also an enjoyable recreational activity and healthy way to get around town. Modern bicycles can be very complex, with a multitude of advanced components and systems. These components may be extremely […] -
FAQ: Slip, Trip & Fall Injuries The insurance company called after a slip and fall. What do I do?
There is really only one answer to this question. Call Dell & Schaefer. There is very little good that can come of an untrained victim speaking to a highly trained insurance investigator or adjuster. The odds are stacked highly against […] -
FAQ: Truck Accidents Why is it important to immediately investigate a trucking accident?
The sooner you investigate any accident the better. There is no way to get around that conclusion. Frankly, it doesn’t matter if it is a car accident, or a slip and fall, an accident with a truck or any other […] -
FAQ: Truck Accidents Why is it important to request cell phone records of the driver of a truck following a Florida truck accident?
This is a very important question to answer. Truck drivers are notorious for driving long distances. With technological advances in the cell phone industry, most often truck drivers are distracted by using their cell phones while driving. Florida law allows […] -
FAQ: Motorcycle Accidents Can I file a claim for personal injuries following a Florida Motorcycle Accident if I was riding without a motorcycle license?
Answer: Yes you can. Not having a motorcycle license does not mean that you will lose your right to file an injury claim. Florida is however a comparative negligence jurisdiction. This means that your recovery can be reduced according to […] -
FAQ: Bicycle Accidents If I was injured in a Florida bicycle accident at night when a car struck me and I did not have a head light on my bicycle, do I still have a claim?
Yes. This question has to be answered in two parts: First, as of July 25, 2014, under Florida’s PIP law if a person is struck on a bicycle by a car or truck, the victim’s own personal injury protection insurance […] -
FAQ: Bicycle Accidents If I was hit by a car while riding my bike and the car that hit me does not have insurance, can I still get compensation?
YES, you can get compensation if you own a vehicle, or reside with a resident relative who owns a vehicle that has uninsured motorist coverage (UM). The UM coverage will pay for out of pocket medical expenses, not covered by […] -
FAQ: Motorcycle Accidents Can I pursue a claim for injuries if I have a motorcycle accident while not wearing a helmet?
If you are twenty one years old or older, have $10,000.00 in Personal Injury Protection Insurance and have either a windshield on your bike or are wearing eye protection the answer is yes. Of course, there are other issues in […] -
FAQ: Motorcycle Accidents If I received a traffic ticket following a Florida motorcycle accident, do I still have the ability to file a claim for injuries I suffered?
Only a small percentage of the public know how to properly ride a motorcycle. Most of the drivers on Florida’s streets have only driven an automobile and have never even been on a motorcycle. All they know about motorcycles is […] -
FAQ: Motorcycle Accidents If I do not own the motorcycle I was riding during a Florida motorcycle accident, then who is responsible for my medical bills and injuries?
This is a very common question from a lot of motorcycle accident victims. The laws for motorcycle insurance are different than the laws for automobile insurance for cars and trucks. In Florida, most motorcycle insurance carriers will not cover drivers […] -
FAQ: Bicycle Accidents I was in a bicycle accident, but the driver did not receive a ticket. Do I still have a case?
Many people believe that if you are in a car or bicycle accident, the person who receives the ticket is automatically at fault. This is not the case. Usually the police officer is not a witness to the accident; therefore, […] -
FAQ: Truck Accidents Truck driver did not get a ticket. Do I still have a case?
Yes of course you still have a case. The issuing of a ticket is often felt to be conclusive, as it relates to liability in an accident case. However, many times evidence surfaces, after the issuing of a citation that […] -
FAQ: Bicycle Accidents If I get hit by an uninsured driver while riding my bicycle can I get compensated for my injuries?
The answer is Yes, if you own a car, or reside with a relative who owns a car AND there is an auto insurance policy with uninsured motorist coverage. Under the Florida No Fault Law, medical bills incurred from a […] -
FAQ: Truck Accidents Can I still file a claim for damages following a Florida truck accident if I was working at the time the truck struck my vehicle?
The answer is YES. A lot of times people believe that if they were working at the time of the accident for an employer who has workers compensation insurance, then they cannot recover any additional money. This is not true. […] -
FAQ: Slip, Trip & Fall Injuries Can You Make a Claim Against Property Owner for a Dangerous Sidewalk Adjacent to Their Property?
The answer is yes in most cities and counties in Florida. The particular location generally has a law that mandates the responsibility of the adjacent land owner to public property. The land owner generally has the duty to repair and […] -
FAQ: Car Accidents What To Do If You Are In An Automobile Accident
Getting into an automobile accident can be very daunting and overwhelming. What you do immediately after an accident could have detrimental consequences for your case. Please read the following questions and answers regarding typical questions a victim may have after […] -
FAQ: General Typical Questions For Victims of an Accident
Q: What types of personal injury cases does Dell & Schaefer handle? A: We can handle any case where a person is injured physically, emotionally, or economically. There is no limit on the types of cases we handle. The types […] -
FAQ: Slip, Trip & Fall Injuries I slipped and fell at Publix and they told me they would pay my medical bills. What should I do?
Typically, when a person slips and falls at Publix, they eventually speak with the manager who creates an incident report, takes their statement and gathers contact information. The manager then sends the incident report and information to Publix risk management. […] -
FAQ: Car Accidents Should I Call the Police if I am Involved in an Automobile Accident?
As a general rule, it is always a good idea to call the police, when involved in an automobile accident. However, there are some limited circumstances where it might be to your advantage not to call the police. Some of […]