I was injured in an auto accident in Florida and my $10,000.00 no fault benefits were exhausted. Who will pay my medical bills which exceed the $10,000.00 limit?

Author: Attorney Jay Kanter

Under Florida law, Personal Injury Protection (PIP) coverage is primary and will pay up to $10,000.00 for medical bills and lost wages. Medical Bills that exceed $10,000.00 can be presented to your health insurance carrier for partial payment. Health insurance payments will be subject to the stated deductibles and copayments.

If an injured person is not at fault for the auto accident, they can bring a bodily injury claim against the insurance company for the at-fault driver to get compensation for all out of pocket medical bills. If there is no health insurance, any bills that exceed $10,000.00 are compensable if they are related to this accident. In addition to medical bills, the at-fault party will be responsible to pay damages for any economic loss, including wage loss, and other out of pocket expenses. A claim can also be made for pain and suffering, scarring, and any other bodily injuries sustained by any person who is not at-fault for the accident.

For a free consultation regarding your medical bills or injuries sustained in an auto accident, please contact Attorneys Dell & Schaefer.