Married Broward couple get plowed into by an intoxicated driver with no insurance and settle their UM claim for $175,000.00

Author: Attorney Jason Macri

A Broward couple was injured when their vehicle was t-boned by an intoxicated driver. Unfortunately, the intoxicated driver was uninsured and was driving a borrowed vehicle from his uninsured friend at the time of the crash. Luckily, our clients previously purchased uninsured/underinsured motorist (UM) coverage from their insurance company. Without UM, our client’s would’ve been forced to make a claim against a man with no vehicle and no insurance as well as his friend who owned a vehicle but decided not to have the vehicle insured. Surprisingly, this situation is not as uncommon as one would assume.

Our clients suffered a multitude of injures which included multiple broken bones and disc herniations. We made a demand against their insurance company for their injuries but unfortunately, their insurance company refused to offer them a reasonable amount of compensation. We were forced to file suit against our client’s own insurance company for UM coverage.

We were able to show that although he wasn’t arrested for DUI, the at-fault driver was suspected of being intoxicated at the time of the crash and several witnesses confirmed that he exhibited signs of an impaired person on the scene of the crash. The insurance company decided it was too risky for them to allow this case to be brought to trial and offered the couple $175,000.00 to settle their claims. This settlement enabled our clients to pay off any outstanding medical bills and expenses and also receive compensation for pain and suffering and future medicals. Their decision to purchase UM coverage from their insurance company was validated by this claim. Without that purchase, there would’ve been no way to get our clients reasonably compensated for everything they went through.