Dell & Schaefer Increases Presettlement Offer From $6,500 to $50,000

Attorney Daniel VillalobosAuthor: Attorney Daniel Villalobos

Client Gets Into An Automobile Accident

Our client a middle aged man with two children was involved in a rear end automobile collision. Immediately after the accident he felt pain in his neck and back. He had never had pain in his neck or back before so he was absolutely certain the car accident was the proximate cause of his injuries. Not knowing what else to do he called 911. As the police were in route to the accident scene our client had time to reflect on what to do next. Approximately one hour later the police still had not arrived (are you surprised by this?) and so he called the Davie Automobile Accident Attorneys Dell & Schaefer. Our firm instructed the client to wait for as long as it took to get a proper police report. We advised him that without a police report documenting the facts of the accident, the defendant would be free to change his story and that could either delay or cause problems if our client pursued his case. He did as he was instructed to do and he had the police fill out a proper police report.

Client Begins Treatment

After the accident our client sought the care and medical attention from a local chiropractor. After two weeks of treatment without relief from pain our client underwent an MRI. The MRI showed positive findings. He was then referred to an orthopedic surgeon. The surgeon recommended surgery for his back pain however our client was too scared to undergo any surgery. As an alternative the surgeon offered to administer epidural and cortisone injections. Our client elected to undergo this procedure instead.

Dell & Schaefer Negotiate A Settlement

Immediately after our client underwent the procedure our firm filed a bodily injury demand against Nationwide Insurance Company. Immediately after filing the demand we received an offer from Nationwide Insurance Company for $6,500. This offer did not even cover the medical bills, let alone monetary compensation for bodily injury, pain and suffering, lost wages, and future medical bills. We quickly denied that offer and sent a copy of a lawsuit. We demanded the policy limits or advised Nationwide that we would file a lawsuit and seek damages in excess of the $50,000 policy limits. Nationwide reconsidered their offer and immediately tendered out the policy limits of $50,000.

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