Miami Automobile Accident Settles For Policy Limits

Author: Attorney Daniel Villalobos

Client Gets Into An Automobile Accident

Our client, a young college student, was exercising reasonable care while driving her car. As she was stopped at a traffic light, suddenly and without warning another vehicle struck her vehicle in the rear. She immediately felt pain in her neck and back. The police officer came to the scene of the accident and gave a ticket to the other driver for careless driving. When the insurance company called our client they informed her that they would not pay for her medical bills since she could not substantiate any injury claims. Realizing that the insurance company was just going to bully her around and not knowing what else to do she called the Miami Automobile Accident and Injury Attorneys Dell & Schaefer. Our firm quickly took the case and began the process of zealously representing her interests.

Client Undergoes Medical Treatment

After the accident, our client felt pain up and down her spine that also radiated down her arms and into her fingers. She underwent an intense physical therapy regimen with a local chiropractor. The chiropractor diagnosed her with sprain/strain to the cervical and lumbar spine. He also ordered an MRI which showed multi level bulges and herniations up and down her spine. She was referred to an orthopedic surgeon who recommended she under epidural injections for pain. After the injections were complete, our client felt almost complete relief from pain.

Dell & Schaefer Negotiate A Settlement

After the treatment was done, our firm filed a bodily injury demand with the insurance company. Our firm sought monetary compensation for bodily injury, aggravation of a preexisting injury, pain and suffering, loss of consortium, disability, mental anguish, property damage, past and future medical expenses, lost wages, and impairment of ability to earn future wages. After an aggressive and lengthy negotiation the insurance company finally caved in and tendered out their policy limits. Our client was absolutely thrilled that our firm fought the good fight and did not stop until she got every penny she was entitled to under the policy.

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