Victim Hurt In A Scooter Accident Recovers $35,000 Despite Not Having Insurance

Attorney Daniel VillalobosAuthor: Attorney Daniel Villalobos

Did you know that just because you get into an accident on a moped without insurance you are still eligible to file a bodily injury claim against the person who struck you?

Our client was a middle aged man who never wanted to get married and just wanted to party hard in Key West, Florida for his entire life. He barely wore shoes and traveled around the island on his scooter a.k.a. moped, day and night simply enjoying the great life. During the day he would surf and by night he would work at local bars making tips to pay his bills. Life was perfect for him. He never thought his life could take a sudden turn when out of nowhere he was struck from behind while scooting around town on Duval Street. Although his injuries were not life threatening and considered minor, the damage to his scooter was beyond repair. Suddenly and without warning he was faced with finding a way to cope without any means of transportation. Concerned that he did not have any insurance on his scooter, he was not sure if he should call an attorney.

After a week of trying to resolve the case on his own with the third party insurance for the car that struck his scooter, he decided to contact an attorney. Our firm advised him that certain scooters are not required to be insured as long as they meet certain legal requirements in Florida. Fortunately for him his scooter was within the Florida requirements for a motorized bicycle that did not require insurance. He retained our firm to represent his interests.

Although his injuries were minor he still required a couple visits to a primary care doctor for pain medication as well as a couple visits to a local chiropractor to get some physical therapy. After the therapy was done, our firm filed a bodily injury demand against the insurance company. Our firm sought monetary compensation for bodily injury, aggravation of a preexisting condition, pain and suffering, loss of consortium, disfigurement, disability, mental anguish, property damage, lost wages, and impairment of ability to earn future wages. After a lengthy negotiation our firm settled the case for $35,000.

In the end it was a very great result, considering his injuries were minor and he only went to the doctor a handful of times.

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