Am I entitled to money damages for my injuries if all my medical bills are covered by insurance?

Yes. In addition to medical bills, you may be entitled to damages for pain, suffering, scarring, disfigurement, and lost wages. If you suffer any ongoing or permanent injuries as a result of someone else’s negligence, you will be able to collect damages for pain and suffering, even if you have no out-of-pocket medical expenses. Injured victims are entitled to compensation for any visible injuries such as scarring, as well as any functional disability sustained as a result of the accident, regardless if they have any out-of-pocket economic loss. The damages in these cases are documented through medical records/reports, together with photographs and statements from our client and their family members who can describe the effects that the injuries have had on the injured victim. Additionally, future wage loss and medical expenses can be compensable when they are related to the current injury you sustained.