Key West Auto Accident settles for $100,000.00 policy limit


Our client, a 45 year old computer programmer, was visiting Key West with his family during a summer vacation. He was riding a moped when a vehicle being driven by a teenager rear ended him while he was stopped for traffic ahead. Our client was ejected from the scooter as a result of the impact and thrown onto the street, landing on his right arm and shoulder.

Immediately following the accident, our client was rushed by ambulance to the emergency room, where he was diagnosed with a fracture to his right arm and internal derangement to his right shoulder. A hard cast was placed on his arm and his road rash was cleaned and appropriately bandaged, before he was finally released.

Upon returning home from vacation, our client came under the care of an orthopedic surgeon for treatment and follow up care. Four weeks after the accident, the doctor removed our client’s cast, and referred him for a MRI of his shoulder. The MRI revealed a torn rotator cuff, for which the orthopedic recommended arthroscopic surgery.

Our client underwent arthroscopic shoulder surgery to repair his right rotator cuff. Following the surgery, he started a short course of physical therapy to regain strength and range of motion in his right shoulder. Two months later, the orthopedic surgeon released our client from care and subscribed an eight percent permanent partial disability to his shoulder.

As a result of his accident related injuries and course of treatment, our client was unable to work for 4 weeks. This resulted in a provable wage loss of $8,000.00. Even upon returning to work, our client had some pain and difficulty while working for the next few weeks.

Our client retained Key West Accident Attorneys Dell & Schaefer to bring an injury claim on his behalf. A claim was made for injuries, pain and suffering, out of pocket medical expenses, and lost wages. After thorough documentation was provided to the insurance company depicting the damages sustained by our client, they tendered the $100,000.00 policy limit.

Our client was very satisfied with the result and extremely happy that he did not have to travel back to Monroe County to litigate his case.



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